IIMR New Means of Payment Seminar

Yesterday, Dave gave a talk at the Institute of International Monetary Research’s New Means of Payment Seminar on the drivers for digital currency and the implications for global payment systems. You can catch up on the video here – Dave’s session starts at 1 hour. In the meantime, below is Read more…

A functional view of banking

When I’m working on strategy with financial organisations, I often find the Bodie and Crane classification (Harvard Business Review, 1996) a useful basis. This gives me a model that sees banks as a bundle of six basic functions: three core transfer functions and three interaction functions. The core functions are transfers in time (credit Read more…

CNBC: Ransomware & Cyber Attacks

Today, Dave spoke with Joumanna Bercetche of CNBC about possible solutions to cyber attacks and how “decentralization of ransomware has been enabled by cryptocurrencies”. Dave firmly believes that a good digital identity infrastructure is a fundamental building block in cyber defences. Watch the full clip from CNBC here.