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Commentary

The future of money?

This week, David Birch took part in a CSFI Fintech for Breakfast event for The London Institute of Banking & Finance entitled ‘The Digital Pound: the future of money?’. These CSFI events are always a lot of fun, all under Read more…

By admin, 2 weeksMarch 9, 2023 ago
Quote from David Birch: Maybe it's time to rethink things a bit. Maybe it's time to think about building digital identities fit for the digital economy.
Commentary

Podcast – Everyday Trust: On Identity

David Birch was invited by Debbie Gamble of Interac Corp. to dig into some of the crucial questions around identity that those working on digital verification are considering — and that anyone who wants a grasp of this technology should understand: 💥 Why is the public’s Read more…

By admin, 1 monthFebruary 23, 2023 ago
Quote: The money we're heading towards more resembles the money of the past than the money of the present, because it is more tied to identity." - David Birch
Commentary

Podcast: Mr. Open Banking

David Birch sat down with Mr. Open Banking podcast host Eyal Sivan to explore a wide range of topics, including the importance of reputation and how the money of the future resembles the money of the past. Listen here. “In the extended season Read more…

By admin, 1 monthFebruary 16, 2023 ago
Writing

Embedded Finance Will End Traditional Banking? Actually… Yes!

A market research survey of more than a thousand senior decision makers in the UK, Belgium and the Netherlands — commissioned by Polish banking-as-a-service (BaaS) platform provider Vodeno — found that two-thirds of them said that BaaS is transforming financial services for Read more…

By admin, 2 monthsJanuary 26, 2023 ago
Commentary

From Consumer Data Rights (CDR) to a National Wealth Service?

We need more than payments data to deliver financial health as opposed to delivering individual financial services. But what other data do we need? David Birch shares his opinion in this video:

By admin, 2 monthsJanuary 19, 2023 ago
David Birch
Writing

David’s Top Ten From 2022 And Three Predictions For 2023.

It’s been an interesting year, to say the least, so now it’s coming to an end I can’t help but look back over an incredibly volatile period. Fintech is here to stay, but it has been a bumpy ride for Read more…

By admin, 3 monthsJanuary 5, 2023 ago
Commentary

Regtech, regulations, and rewards: Fintech Spotlight Interview with IDnow

David Birch sat down with Jody Houton at IDnow recently to discuss the Digital Identity and Attributes Trust Framework, whether KYC is just a box-ticking exercise, and why regtech may become even more important than fintech in 2023. Read their interview here.

By admin, 3 monthsDecember 22, 2022 ago
Writing

Forbes: ChatGPT Is A Window Into The Real Future Of Financial Services

Back in 2019, I wrote a piece for Wired making the rather obvious prediction that in time robots would take over from people in banking just as they have done in manufacturing. Was I predicting that you would be served by an Read more…

By admin, 3 monthsDecember 16, 2022 ago
Commentary

BBC World Service

This week, David Birch was invited to contribute to the BBC World Service’s weekly technology programme ‘Digital Planet’. In this latest episode entitled ‘Twitter – What next?’ the contributors discussed some of the latest on Twitter and Bill Thompson gave tips on Read more…

By admin, 4 monthsDecember 1, 2022 ago
Dave presenting
Events

Australia: Armidale – University of New England

This week David Birch has been in Australia speaking to both students looking at entering the payment industry and academics working in payments about the future of payments. The week started with a hike to Dangar Falls in Armidale’s outback Read more…

By admin, 4 monthsNovember 17, 2022 ago

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