When I’m working on strategy with financial organisations, I often find the Bodie and Crane classification (Harvard Business Review, 1996) a useful basis. This gives me a model that sees banks as a bundle of six basic functions: three core transfer functions Read more…
Dave had a great session with folks over at Payments NZ this week, the topic of session was ‘Who’s shaping the future of payments?’. Last year was transformational for the payments landscape as payment channels evolved to meet customer demand Read more…
A couple of times per month, Dave will be publishing articles on Substack highlighting his experiences, insights and thoughts regarding digital identity, digital money and digital diligence. You can look forward to titles such as: Currency & Anonymity, It is Read more…
Today, Dave spoke with Joumanna Bercetche of CNBC about possible solutions to cyber attacks and how “decentralization of ransomware has been enabled by cryptocurrencies”. Dave firmly believes that a good digital identity infrastructure is a fundamental building block in cyber Read more…
Dave will be taking part in this panel on Thursday 10th June alongside Lord Chris Holmes and Trust and Safety Architect Kevin Lee. The team will be discussion digital identity infrastructure and how to improve it to help combat the Read more…
DIGISEQ announces a breakthrough in payment wearable technology giving consumers the functionality to turn any object of choice into a payment device with a user friendly application on their mobile. Read more here…
One of Dave’s recent articles on Forbes attracted a lot of attention – “The Case Against the Anti-Money Laundering Rules“ Is it possible to digitise KYC and AML? Have a look and let us know your thoughts.
Here is Dave Birch talking with Victoria Craig at the BBC World Service “Morning Marketplace” in a segment about digital currency (after some minor story about Association Football’s competition administration).
Much of the advisory work that we do results in, inevitably, an executive report. Sketching out the high-level contents of these reports turns out to be one of the most important contributions that we can make to the process, because Read more…
CBDCs, London as fintech hub, crowdfunding consolidation and more. Today, Dave took part in this month’s CSFI Fintech Review along with Jemima Kelly (FT Alphaville) and Anders la Cour (Banking Circle who also supported the session). Topics covered today included: Read more…